Options Worth Considering When You Can’t Afford College

Attending college and earning a degree are important steps that many people take as they prepare for professional success. A college degree is not required for all positions, but you may enjoy an easier time finding a job and higher earning potential if you do spend the time and energy pursuing and obtaining a degree in the desired field. Unfortunately, the cost of a college education is increasingly prohibitive, and you may be wondering how you can manage to pay for tuition, fees, books and more on your tight budget. While student loans and scholarships are a few top financial resources that today’s students use, there are other options to consider as well.

Take Advantage of Military Benefits

In many instances, the military may pay for most or all of your education. In exchange for a paid college education, you typically must commit to being in the military for a specific number of years after you graduate. During these years, you can gain valuable work experience that you otherwise may not have been able to get on your own in a tight labor market. With this in mind, attending online colleges for military personnel or using an ROTC program at a public college or university may be a smart move.

Use an Employer Tuition Assistance Program

If you already have a full-time position and must continue to work while going to school, the use of employer tuition assistance is a great idea. While this type of job perk is not offered by all employers, it can help you to afford to take part-time classes while also continuing to work in your field. If your employer does not offer this type of benefit, it may be worthwhile to look for another job that comes with this essential benefit.

Be Patient

Taking a full course load each semester to complete college as soon as possible may be a primary goal, but it also can be financially stressful. The reality is that taking a slow and steady approach may be more practical for some people. For example, if you must work full-time and do not have the financial resources available to pay for full tuition, consider how beneficial it may be to take one or two classes at a time. It may take much longer to graduate, but you will eventually achieve your goal. Remember that you may be able to obtain credit in different ways as well, such as through a CLEP test.

Paying for college may be the primary obstacle standing between you and a college degree. While you may not be able to pay for college in a traditional sense, you can see that there are many alternatives available to consider.